Critical Illness Insurance
Even with good major medical insurance, an illness can take a big toll on your finances because of out-of-pocket expenses, like deductibles and co-pays, or non-medical costs like grocery delivery, child care, and more. The lump-sum cash payment made directly to you helps you maintain your lifestyle without using all your savings. So now, if you experience an illness, you can focus on recovery, not the finances needed to do so.

Highlights:
  • Critical Illness Insurance
  • Pays you a lump-sum cash payment upon diagnosis of a covered critical illness including heart attack, stroke, and cancer or a covered critical illness procedure including major organ transplant
  • 30-day waiting period for heart attack, stroke, cancer and major organ transplant
  • Benefit levels range from $2,500 - $25,000 per critical illness based upon your membership level
How to use:
  • To file a claim for a critical illness, call us at (855) SURE-MED (787-3633)
  • Call us at (855) SURE-MED with any other questions you may have
Disclosures:
  • This is a group insurance policy issued to American Better Health Organization, Inc., and benefits are provided to members of the association.
  • Liberty Insurance Underwriters Inc., a Liberty Mutual company, issued a group critical illness policy to American Better Health Organization, Inc. (ABHO). This material contains only a general description of the coverages.
    Availability of policy benefits may vary by membership level. The policy certificate issued to each member, details requirements, coverages, exclusions, and limitations. Payment of benefits may be subject to pre-existing conditions, benefit waiting periods, lifetime and other limitations, and termination of benefits on or after certain ages. Home office: Boston, MA; Service center: Dover, NH (c) 2019 Liberty Mutual Insurance Company.
  • For a full list of limitations and exclusions, please click here for the sample Description of Benefits


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