A death in the family can be both emotionally devastating and financially draining. Life Insurance can help protect you and your family in the case of a death. In the event of your death, your beneficiaries could use the lump sum cash benefit to help cover funeral costs, replace lost income, fund a child's education, supplement retirement savings, and more.

Highlights:

• Life Insurance and Accidental Death Insurance
• Pays the applicable benefit amount for any covered death
• 2-year waiting period for non-accident related death benefits
• No waiting period on accident related death benefits
• Life Insurance Benefit levels range from $10,000 - $100,000

How to use:

• To file a claim for Life Insurance, call us at (855) SURE-MED (787-3633)
• Call us at (855) SURE-MED with any other questions you may have

Exclusions:

• Life insurance benefits will not be paid for death resulting from Aviation other than as a fare paying passenger on a scheduled or charter flight operated by a scheduled airline.
• Accidental death benefits will not be paid for losses resulting from or caused directly or indirectly by:
  • War, terrorism, insurrection, rebellion, or participation in a riot or civil commotion.
  • Sickness, disease or bodily infirmity.
  • Taking poison, inhaling gas, intentionally taking narcotics, drugs, barbiturates, hallucinogenic drugs, alcohol or any combination of these when not part of a professional medical treatment.
  • Suicide, attempted suicide or intentional self-inflicted injury, while sane or insane.
  • Injury sustained while taking part in aeronautics and/or aviation except as a fare-paying passenger in any aircraft then licensed to carry passengers.
  • Committing or participating in a crime.
• For a full list of provisions, limitations and exclusions, please click here for the sample description of benefits

Disclosures:

• "Life Insurance Benefit" is equal to four times the chosen Membership Benefit Level. Until age 55, life insurance coverage is 100% the stated Life Insurance Benefit amount. Between ages 55 and 65, the life insurance coverage decreases to 50% of the stated Life Insurance Benefit. At age 65 and above, the life insurance coverage decreases to 25% of the stated Life Insurance Benefit.
• Accidental Death Insurance benefits are provided in the first two years only, until the Life Insurance two-year waiting period has elapsed, at which point the full Life Insurance benefits go into effect for the third year and beyond.
• Coverage terminates at age 85.
• This is a group term life insurance policy issued to American Better Health Organization, Inc., and benefits are provided to members of the association.
• Group Term Life Insurance (Policy form #ALTLP-PA-05, et. al.) is underwritten by Amalgamated Life Insurance Company, Group Policy # 26AP33.
• This serves as a general overview of benefits, and is not comprehensive. Some exclusions may apply.