Life Insurance
A death in the family can be both emotionally devastating and financially draining. The same could be said for a dismemberment in the case of a catastrophic accident. Life Insurance and Accidental Death and Dismemberment (AD&D) Insurance can help protect you and your family in the case of your death, or major dismemberment. In the event of your death, your beneficiaries could use the lump sum cash benefit to help cover funeral costs, replace lost income, fund a child's education, supplement their retirement savings, and more. If you suffer a dismemberment, you could use the funds to supplement income, pay medical costs, cover living expenses, and more.

Highlights:
  • Life Insurance and Accidental Death & Dismemberment (AD&D)Insurance
  • Pays 100% of the Life Insurance Benefit amount for a covered accidental death
  • Pays 50% of the Life Insurance Benefit amount for a death unrelated to an accident
  • Pays 25% to 50% of the Life Insurance Benefit amount for a covered dismemberment
  • No waiting period to receive benefits
  • Life Insurance Benefit levels range from $10,000 - $100,000.
How to use:
  • To file a claim for Life Insurance, call us at (855) SURE-MED (787-3633)
  • Call us at (855) SURE-MED with any other questions you may have
Exclusions:
  • Pre-existing conditions are not covered by Life Insurance.
  • Conditions cleared by a doctor 90 days prior to effective date are covered after a 2-year waiting period.
  • Death or dismemberment related to drug use, intoxication, illegal acts or self-harm are not covered.
  • Death or dismemberment due to participation in war, riots or civil commotions are not covered.
  • Death or dismemberment sustained during aviation other than commcericial flights are not covered.
  • For a full list of limitations and exclusions, please contact our customer service department at (855) SURE-MED (787-3633)
Disclosures:
  • "Life Insurance Benefit" is equal to four times the chosen Membership Benefit Level.
  • Life Insurance and Accidental Death and Dismemberment Insurance benefits terminate at age 85.
  • This is a group insurance policy issued to American Better Health Organization, Inc., and benefits are provided to members of the association.
  • Life Insurance is Underwritten by Amalgamated Life Insurance Company, Group Policy # 26AP33.
  • This serves as a general overview of benefits, and is not comprehensive. Some exclusions may apply.


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